Business Insurance

Auto Service

Drivers depend on you for quality auto repair and service to get them back on the road — but what happens if your business encounters an unfortunate incident? You need an insurance company that will help you get back on your feet fast, with minimal losses! We can help you to obtain complete and affordable insurance designed specifically to protect the unique needs of your automotive repair or body shop.

Our Auto Repair & Auto Body Shop Insurance Services Include:

• Garage Liability

• Building & Contents Coverage

• Customer Car Coverage

• Mechanic Tools

• Tow Trucks

• Dealer Plates

• Transporter Plates

• Umbrella Coverage

• Workers’ Compensation

• And More!

Car Dealers

If you’re a new or used car dealer in the state of New York, Devine Insurance can help you get the coverage you need!

Our commercial insurance coverage includes:

• Bodily injury & property damage arising out of garage-related operations

• Damage to customers’ autos & property

• Damage to garage-owned autos

• And more property & liability coverages

Commercial Auto

Covering one or two commercial automobiles is a fairly easy task. But what if your business requires a fleet of cars or trucks? Just call us for a free quote!

Here at Devine Insurance, our commercial lines experts will work with you every step of the way to determine the best auto or fleet policy for your unique business needs.

A few of our commercial auto insurance products include:

• Commercial Fleets

• Heavy Equipment

• Cargo

• Transportation Fleets

• Tractor Trailers

Small Businesses

There’s no such thing as one-size-fits-all business insurance. Your business has unique challenges that go along with it.  Because of this, you need specialized insurance protection and superior service.

At Devine Insurance, we offer flexible and affordable insurance policies that include:

• Property

• Liability & product liability 

• Business personal property & personal property of your customers

• Employee dishonesty

• Electronic data

• Inland Marine

• Valuable papers and records

• Exterior signs, lights & clocks

• Refrigerated products

Contractors

Whether you’re a local plumber or a larger contractor with many employees, your insurance needs are unique — and it is essential to protect your business. Devine Insurance is your one-stop shop for insurance coverages that can help your business.

With us, you’ll gain an insurance source that will cover you for items such as (but not limited to):

• Bodily injuries that occur on your premises to customers, employees, vendors or visitors

• Injuries sustained as a result of the actions or negligence of one of your employees

• Property damage

• Intellectual property, libel, slander and theft

Restaurants

We can provide your restaurant with flexible insurance and coverage for the following items and situations:

• Property insurance

• Liability & product liability insurance

• Personal property and personal property of your customers

• Building ordinances and laws

• Refrigerated Products

• Exterior signs, lights, and clocks

• Employee dishonesty

• Employment practices liability

• Liquor liability

• Mechanical and electrical breakdown coverage

• Electrical Panels

• Accounts Receivable

• Commercial Auto

• Workers’ Compensation